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If you have always wanted to know how to play Baccarat and win, this is the article you need to read.
Not only you are going to learn all the basics of one of the most exciting games you can find at online Casinos, but you will also understand how to play and win your bets even before the dealer starts dealing the cards.
Baccarat is one of the simplest Casino games you can play.
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You don’t need to learn super complicated winning strategies before you can afford to come close to the Baccarat tables. With the help of this guide and my actionable tips, you will be able to start playing in less than 15 minutes.
And if you decide to play for real money, make sure to read this article until the very end - because I have a surprise for you that is going to make your next game of online Baccarat a very lucrative one.
So let’s begin.
In this article
Baccarat Rules: How Do You Play Baccarat?
You don’t need to be James Bond to sit at the Baccarat table before the cards are dealt.
In fact, it’s so easy to learn how to play the game of Baccarat that I could bet you will advance from a beginner to a real pro by the end of this article.
Wanna bet?
Think about your answer because - betting is pretty much the only thing you can do in the game of Baccarat.
That’s right:
You sit down, count how many chips you want to invest in the game, and decide where to place them.
The goal of the game is to bet on the winning side. The three bets in Baccarat are the Banker’s bet, the Player’s Bet, and the Tie bet.
In a regular game of Baccarat, the dealer uses six to eight decks of cards. The game begins with two hands being dealt on the table:
- The Banker’s Hand
- The Player’s Hand
You are not limited to playing the Player’s hand and you don’t always win when the Player wins.
Since I know this might complicate things a little, I suggest you look at the two hands in Baccarat as:
- The Banker’s Hand (or) Hand A
- The Player’s Hand (or) Hand B
Once the dealer places two cards on each part of the table, it’s time to calculate the points and determine the value of each hand.
Note that the Tens and the face cards are all counted as zero points. The other cards are worth their face value and, not to create any misunderstandings, let me clarify that the Ace is counted as one point.
Also, if the value of your hand is a two-digit number, only the second-digit is counted.
Let me give you an example*.
- The Banker receives
- The Player receives
In this hypothetical hand of Baccarat, the victory goes to the Banker because 0+7= 7 points, while the Player’s hand is of only 2 points (9+3 = 12 points, but since we only use the second-digit, it becomes of just two points)
*: this is a simplified example. As you are going to discover, things are a little more complicated. But not t-h-a-t much.
Natural Winners in Baccarat
No dear, I am not talking about you here. I am about to let you in on a very specific Baccarat rule that you need to keep in mind every time you bet on the Banker or the Player.
In case the point total of the first two cards is equal to 8 or 9, the Player who hits this score (which is referred to as a natural win) is the one who wins the hand.
When this happens, no more cards are dealt and the bets that were placed at the beginning of the action can be cashed out.
When Do You Need One More Card?
If no one hits a natural win, chances are you might need to see one more card on the table. That’s because the Player (who’s the first one to play) stands on a total of 6 or 7 but needs one more card on a 0-5 score.
And, how about the Banker?
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Here’s where everything gets a little more complicated and you better continue reading if you are trying to find out how to play Baccarat online.
If the Player does not need to draw the third card, the Banker stays on a total of 6 or 7 and draws a card on a total of 0-5.
Otherwise:
- If the Player draws a 9, 10, face-card, or Ace as a third card, the Banker draws on a 0-3 score and stays on a 4-7 score
- If the Player draws an 8 as a third card, the Banker draws on a 0-2 score and stays on a 3-7 score
- If the Player draws a 6 or 7 as a third card, the Banker draws on a 0-6 score and stays on a total of 7
- If the Player draws a 4 or 5 as a third card, the Banker draws on a 0-5 score and stays on a total of 6 or 7
- If the Player draws a 2 or 3 as a third card, the Banker draws on a 0-4 score and stays on a total of 5, 6, or 7.
Once all the cards are dealt, you only need to count the points to determine the winner. The one who gets closest to nine points wins the hand.
The Tie Bet in Baccarat
In the game of Baccarat, - sometimes no one wins.
If the Player and the Banker have the same points, the game results in a Tie. In this case, the bets to the Banker and the bets to the Player are returned (no one wins, and no one loses) and only the bets on the Tie are paid.
The payout of Tie bets varies from 8:1 to 9:1.
The Best Bets in Baccarat
Now that you know how to play Baccarat, let's focus on the how to win part.
Whether you are a high roller or not, the basic Baccarat strategy doesn’t change:
You should always bet on the Banker.
Here’s why:
Although most Casinos apply a commission to this bet (~5 percent), this is the best bet in the game.
The secret is in the house edge.
- The house edge of the Banker’s bet is 1.06 percent
- The house edge of the Player’s bet is 1.24 percent
- The house edge of the Tie bet is…it doesn’t matter
You have so few chances to hit the Tie bet that only a crazy, degenerate gambler would pick this third option.
That’s all there is to it - really!
Sit at the table, put your money on the Banker, and wait until it’s the right time to cash out the money you have won. And don’t forget to apply all the basic bankroll management tips every noob should know!
TL;DR: How to Win at Baccarat (Video Edition)
In case you just skimmed through the article jumping from one paragraph to the other, here's a useful video tutorial that shows you how to play and win at Baccarat in only 59 seconds!
Playing Online: The Best Baccarat Sites
IMHO, the best Baccarat games on the internet are those at King Billy Casino. At least, that’s where I play and that’s where you’ll find me.
This award-winning gambling site features lots of different Baccarat games (you can play with live dealers, too!) and with limits that range from micro to high roller.
For a better overview of their games, have a look at this page.
And Now: The (BIG) Surprise
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If you don’t play at King Billy yet, listen up:
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